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NOXXO Infrastructure

Payment Flow Proposal: USD → INR

Off-ramp infrastructure for operators paying out to Indian beneficiaries. USDC and USDT are accepted as the settlement asset, with T+0 conversion and direct INR bank payout via regulated third-party partners.

Client — India Payments
Corridor — USD → India
Min. Volume — $10M / month
Settlement — T+0 (pre-funded) / T+0-1 (standard)
Status — Proposed
USD / USDC / USDT → INR  |  2.25% ALL-IN
Settlement Speed
PRE-FUNDED
T+0
~15 minutes
Client maintains a pre-funded balance with the regulated partner. Payouts are processed immediately against available liquidity. Fastest settlement available for high-frequency high-frequency disbursements.
STANDARD
T+0 / T+1
1 hr to 12 hrs
No pre-funding required. Liquidity is sourced at the time of the transaction. Settlement window varies by transaction size, time of day, and banking rail used (IMPS / RTGS / NEFT).
Payment Flow
Sender / Client
NOXXO Technology Layer
Beneficiary

← scroll to view full flow →

Sender
India Payments
Sends USD / USDC / USDT
USD / USDC / USDT
Stablecoin
Transfer
NOXXO Technology Layer
Off-Ramp Payout
USD / USDC / USDT → INR
Stablecoin acceptance, conversion, and INR bank payout
INR
via regulated partner
2.25%
Bank Payout
Beneficiary
India
INR payout via IMPS / RTGS / NEFT
INR
Total All-In Payout Fee
2.25%
USD / USDC / USDT → INR, end-to-end
Fee Breakdown
All-In Payout Fee
2.25%
USD / USDC / USDT → INR
Covers stablecoin acceptance, FX conversion, and T+0 INR bank payout to Indian beneficiary accounts. Supports IMPS (instant, 24/7), RTGS (high-value same-day), and NEFT (standard). A minimum monthly volume commitment of $10M applies. The 2.25% rate is all-inclusive. No additional processing, partner, or settlement fees apply.
via regulated partner
Pricing Example
Step Amount Fee
Client sends USDC / USDT USDC 100,000.00 —
USDC/USDT → INR conversion INR ~8,132,250* 2.25%
INR payout to beneficiary INR ~8,132,250* —
Total fee 2.25%
*Indicative amounts. Actual conversion rates are determined at the time of execution. The 2.25% is the total fee charged by the regulated third-party partners. No additional fees of any kind apply.

Key Details

Coming Soon
INR Pay-In: On-Ramp from India
COMING SOON

NOXXO is building INR collection infrastructure to enable operators to accept deposits directly from Indian players. The following pay-in methods are in development and will be delivered via regulated third-party partners.

UPI
UPI Pay-In
Instant INR collection via Unified Payments Interface. Real-time settlement, 24/7 availability, and native support for India's most widely used payment rail. INR collected and converted to USD, USDC, or USDT.
INR → USD / USDC / USDT
CARD
Card Pay-In
INR collection via Visa and Mastercard debit and credit cards. Supports standard card authorization, 3DS, and fraud checks. INR collected and settled to USD, USDC, or USDT.
INR → USD / USDC / USDT
NET
Net Banking
Direct bank transfer pay-in from Indian retail and corporate bank accounts. Covers major Indian banks via IMPS and NEFT rails. INR collected and converted to your preferred settlement currency.
INR → USD / USDC / USDT
All pay-in methods will be delivered via regulated third-party partners. NOXXO provides technology infrastructure only and does not handle or control funds. Indicative timelines available on request.
Next Steps
01
Flow Confirmation
Confirm acceptance of the proposed off-ramp corridor, 2.25% payout fee, and $10M/month minimum volume commitment.
02
KYC / KYB Onboarding
Submission of required compliance documentation for account activation. operators will also be subject to regulated partner onboarding requirements.
03
Technical Integration
API integration planning and sandbox environment setup. NOXXO provides a unified API endpoint covering both on-ramp and off-ramp legs.
04
Service Agreements
Execution of the NOXXO Service Order Form (SOF), master services agreement, and agreements with the regulated partners facilitating the payment flows.
CONFIDENTIAL